I had a bad year last year and the couple before. I defaulted on my student loans, they got sold off, and it just so happened that I was in a group of sold off student debt that didn't get the information sold to the new organization handled correctly so for me and a couple hundred thousand delinquents had their student loans lost in the mail.
It's completely unfair that mine went away and people that are upside down and have been "playing the game" are still in the slog, but it by a wide margin the most fortuitous thing that has ever happened to me.
It was an episode of Last Week Tonight a few years ago. They noted that you can not buy individual debt, just large blocks of it. So HBO let them buy a large block of it and they told everyone they wouldn't be collecting.
It's completely unfair that mine went away and people that are upside down and have been "playing the game" are still in the slog, but it by a wide margin the most fortuitous thing that has ever happened to me.
https://www.forbes.com/sites/zackfriedman/2017/07/18/5-billi...