Most people who are starving will eat rats if given the chance. What you're complaining about isn't a human right, it's bells and whistles on top of a luxury. There are plenty of places that you can afford to buy a house. As you've said you don't want to do it because it isn't as nice.

So you've gone from necessities to Veblen goods. This is as daft as expecting the government to build gold toilets for everyone because the quality of toilets is so much higher when they are gold.

As for your point in suburbia: it's easy enough to build a high-rise anywhere. They aren't being build because people don't want them.