Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

401ks are rarely self directed investments though. You can pick fund types, but rarely, if ever, could you pick stocks. The 401k is heavily regulated.

And nobody is “forced into the market.”



You are basically forced into the market if you ever want to retire. Where else can the regular guy get decent returns? Real estate?


Oh, there is an alternative? As far as I'm aware every form of 'I don't want to work, but be paid as if I am' is tied to market return on capital.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: