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It says on page 35 of my Bank of America Deposit Agreement and Disclosures:

> If you voluntarily disclose your account number to another personal orally, electronically, in writing or by other means, you are deemed to authorize each item, including electronic debits, which result from your disclosure. We may pay these items and charge your account.

It may be that there is some rule that says just giving someone a check doesn't count as "voluntarily disclosing" your account number.



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