For instance, the only band an S20 is missing that's commonly found in the US is 66.
https://www.deviceranks.com/en/phone/bands/16582/samsung-gal...
These days it's purely a patent licensing agreement. Samsung doesn't sell Exynos modems (and thus Exynos SoCs) in the US or China (historically markets with lots of CDMA), and Qualcomm doesn't hassle them about the rest of the world.