They do not make such an explicit claim in their privacy policy. There is a carve-out for "affiliates", although what constitutes an affiliate is not defined. They also say:
"We may collect, use, and share End User Information in an aggregated, de-identified, or anonymized manner (that does not identify you personally) for any purpose permitted under applicable law. This includes creating or using aggregated, de-identified, or anonymized data based on the collected information to develop new services and to facilitate research."
This is a cop-out used by a lot of services these days. De-identified data can be and is routinely re-identified. For financial transaction data this is fairly easy. For example, if you buy location data, it's trivial to determine where someone's home is, and therefore their likely identity.
Once you have a set of locations a person visited, you can correlate them with financial transactions. Even just a couple of retail transactions are often unique. You were probably the only person who was at your neighborhood Starbucks on Monday at 6:37am and also at Starbucks on Friday at 7:32am. Your credit card transactions provide a time and a location for every retail transaction.
"We may collect, use, and share End User Information in an aggregated, de-identified, or anonymized manner (that does not identify you personally) for any purpose permitted under applicable law. This includes creating or using aggregated, de-identified, or anonymized data based on the collected information to develop new services and to facilitate research."
This is a cop-out used by a lot of services these days. De-identified data can be and is routinely re-identified. For financial transaction data this is fairly easy. For example, if you buy location data, it's trivial to determine where someone's home is, and therefore their likely identity.
Once you have a set of locations a person visited, you can correlate them with financial transactions. Even just a couple of retail transactions are often unique. You were probably the only person who was at your neighborhood Starbucks on Monday at 6:37am and also at Starbucks on Friday at 7:32am. Your credit card transactions provide a time and a location for every retail transaction.