applogies if its an ignorant question but, if the os had proper access protections, even with a buffer overflow or other exploits to an app itself, how can that enable malware just by having a JIT?
It cannot; Apple's security policy towards third-party JITs is misguided. Such a feature is useful if you are interested in providing defense-in-depth for a JIT that you have taken effort to secure and would like stronger, hardware-backed mitigations for. The API should really be opt-in for the apps that want it–the real consumers of it are going to Chrome and Firefox.
JIT requires bypassing exploit mitigations e.g. W^X. JIT doesn't make an app that's already been subverted any more dangerous than it would otherwise be, but it makes it easier to exploit the app in the first place.