> happen much more frequently within the population
I assume the high premium reflects this frequency -- a higher frequency than many people realize. I do not assume the insurance companies are price gouging, but rather pricing their plans to break even/slightly profit.
> happen much more frequently within the population
I assume the high premium reflects this frequency -- a higher frequency than many people realize. I do not assume the insurance companies are price gouging, but rather pricing their plans to break even/slightly profit.
Compare health insurer profit margin to FAANG.