I recommend using OpenRouter (openrouter.ai). Basically a broker between inference providers and you which allows you to pick, try, and switch models from a massive catalog, extremely transparent about usage and pricing.
I've had a decent experience with ollama cloud. It is slower than going thru openrouter but much, much cheaper -- the generosity of their $20 plan reminds me of what the Claude Code $20 plan was back in the day
mind sharing where's the go to place to pay for open models?