"This should go a long way as Africa is not limited by many of the strict regulations or entrenched cooperate interests that can limit trying new things. Mobile payments taking off there long before here in the US being a good example of this in action."
That is definitely a better comment. But I'm not sure it's correct. Note that M-PESA, which I think is the leader here, originated from a do-gooder scheme, is controlled by an entrenched interest, and happened not because there were no regulations, but because the regulators were willing to try experiments:
SJ issues aside, this is also a better comment because it doesn't start with something that makes me immediately think "This is of no value; How did it get past my spam filter?"
If that's true, how about you simply make your comment minus the joke?
Also worth noting that those scams mostly come from the United States now, not Nigeria.
http://www.sfgate.com/crime/article/U-S-Internet-fraud-at-al...